More and More Network Logo
  • Home
  • SoCal Report
    • SoCal Market Report Center
    • Podcast Center
    • Other Articles
  • News Feed
  • Coach’s Corner
    • Coach’s Corner
    • Become an M&M Certified Coach?
    • Coach David Plummer |||
    • Coach Martin Kettelhut
    • Coach DeVaughn Dames
    • Coach Mark Prather
    • Coach Mike Rus
    • Coach Shelley Gulley
  • Community & Groups
    • Groups
      • Public Groups
    • Members
    • Business Directory
      • Add Your Business
    • Business Partners
    • Lender Center
      • Loan America
  • Calendar/Events
    • All Events
    • Create New Event
    • Edit Your Events
    • My Bookings
    • Calendar
    • Video Event Library
  • Podcast & Articles
    • Articles
    • Podcast
      • Podcast Center
      • Podcast Co-hosts
        • Angie Weeks
        • Anita Jones
        • Devaughn Dames
        • Erich Roden
        • Jim Moazez
        • Martin Kettelhut
        • Mike Rus
  • Order Forms
    • Natalie Toledo Notary and Doc Signing Services
    • Photographic Design Order Form
    • ESCROW / TITLE ORDER FORM
    • Photographic Design Order Form
  • SoCal Real Estate Market Report

    Shopping Cart

    No products in the cart.

    Sign in Sign up
    More and More Network Logo

    Shopping Cart

    No products in the cart.

    More and More Network Logo
    • Home
    • SoCal Report
      • SoCal Market Report Center
      • Podcast Center
      • Other Articles
    • News Feed
    • Coach’s Corner
      • Coach’s Corner
      • Become an M&M Certified Coach?
      • Coach David Plummer |||
      • Coach Martin Kettelhut
      • Coach DeVaughn Dames
      • Coach Mark Prather
      • Coach Mike Rus
      • Coach Shelley Gulley
    • Community & Groups
      • Groups
        • Public Groups
      • Members
      • Business Directory
        • Add Your Business
      • Business Partners
      • Lender Center
        • Loan America
    • Calendar/Events
      • All Events
      • Create New Event
      • Edit Your Events
      • My Bookings
      • Calendar
      • Video Event Library
    • Podcast & Articles
      • Articles
      • Podcast
        • Podcast Center
        • Podcast Co-hosts
          • Angie Weeks
          • Anita Jones
          • Devaughn Dames
          • Erich Roden
          • Jim Moazez
          • Martin Kettelhut
          • Mike Rus
    • Order Forms
      • Natalie Toledo Notary and Doc Signing Services
      • Photographic Design Order Form
      • ESCROW / TITLE ORDER FORM
      • Photographic Design Order Form
    • SoCal Real Estate Market Report

    Author: Erich Roden

    The Formula for Success in Purchasing a Home

    Prices continue to rise and the number of buyers continue to flood the market causing this high level of demand. So, the question is, what strategies …
    Erich Roden July 6, 2021

    Income Property by: Erich Roden

    Erich Roden April 21, 2021

    “What About The Long Beach” by: Erich Roden

    Long Beach is enjoying a strong seller market with Market Action Index of 72 and 56 for single family homes and condos respectively....
    Erich Roden March 17, 2021

    “Wave of Forclosures” By: Erich Roden

    Overall, there are two different perspectives on whether there will be a wave of foreclosures in 2021 or once the foreclosure
    Erich Roden February 3, 2021

    Latest Business Listings

    • San Antonio EMT Classes
      We don't follow the standards, we set them
      8007280209
    • Online EMT Refresher
    • Paneless Property Services
      780-707-8385
    • Buena Credito
      Personal Credit Repair | Optimize your Credit Score to the best possible
      5597772540
    • NLK Plumbing
      NLK Plumbing
      +61 404 803 333

    Latest User Activities

    Profile photo of shelley gulley

    shelley gulley posted an update in the group Group logo of Headline News - M&MHeadline News – M&M 2 days ago

    Profile photo of shelley gulley

    shelley gulley posted an update in the group Group logo of Real Estate Talk with Coach DP3Real Estate Talk with Coach DP3 5 days ago

    Profile photo of shelley gulley

    shelley gulley posted an update in the group Group logo of Social Media & Marketing Tips and NuggetsSocial Media & Marketing Tips and Nuggets 5 days ago

    Profile photo of shelley gulley

    shelley gulley posted an update in the group Group logo of Headline News - M&MHeadline News – M&M 5 days ago

    Profile photo of Mike Ruscica

    Mike Ruscica posted an update in the group Group logo of Investing in Alternative Assets for RetirementInvesting in Alternative Assets for Retirement a week ago

    Calendar

    Today
    Mon
    Tue
    Wed
    Thu
    Fri
    Sat
    Sun
    M
    T
    W
    T
    F
    S
    S
    26
    27
    28
    29
    30
    31
    1
    2
    3
    4
    11:55 AM - Moving Forward in 2023 by David Plummer 3rd
    5
    6
    9:00 AM - Let's Talk - New Year Real Estate Social Media / Email Ideas to Kickstart 2023
    7
    8
    9
    10
    11
    12
    13
    14
    15
    16
    6:00 PM - Synergy Club - Introduction to Launch - Generate & Convert Real Estate Leads
    17
    18
    19
    20
    21
    22
    23
    24
    25
    26
    27
    28
    29
    30
    6:00 PM - Buying or Selling Property ? MR Concierge ~ A Free Advisory Service
    31
    1
    9:00 AM - 10 REAL ESTATE EMAIL & SOCIAL MEDIA IDEAS TO KICK START 2023, and Lead generation and lead conversion tips using Facebook.
    2
    3
    4
    5
    Moving Forward in 2023 by David Plummer 3rd
    04 Jan
    01/04/2023    
    11:55 am - 1:25 pm
    RSVP Here
    Moving Forward in 2023 12 PM PST / 3 PM EST Time Click here to RSVP Read More about Coach's Corner   Key points of [...]
    More Info
    Let's Talk - New Year Real Estate Social Media / Email Ideas to Kickstart 2023
    06 Jan
    01/06/2023    
    9:00 am - 9:30 am
    Click link to join Group Event
    Let's Talk - New Year Real Estate Social Media / Email Ideas to Kickstart 2023 It's 2023 and time to start rolling again. 2022 saw [...]
    More Info
    Synergy Club - Introduction to Launch - Generate & Convert Real Estate Leads
    16 Jan
    01/16/2023    
    6:00 pm - 7:00 pm
    RSVP Here
    Click here to RSVP join the Synergy Club. A club of like-minded realtors like YOU, brainstorming, sharing marketing expenses, generating & converting leads and closing [...]
    More Info
    Buying or Selling Property ? MR Concierge ~ A Free Advisory Service
    30 Jan
    01/30/2023    
    6:00 pm - 7:00 pm
    RSVP Here
    Click here to RSVP M&M Network is proud to launch MR Concierge 2023 ! Are you buying or selling a Property ? MR Concierge is [...]
    More Info
    10 REAL ESTATE EMAIL & SOCIAL MEDIA IDEAS TO KICK START 2023, and Lead generation and lead conversion tips using Facebook.
    01 Feb
    02/01/2023    
    9:00 am - 10:30 am
    RSVP Here
    • Coach's Corner
    10 REAL ESTATE EMAIL & SOCIAL MEDIA IDEAS TO KICK START 2023, and Lead generation and lead conversion tips using Facebook. Click here to RSVP [...]
    More Info
    Events on 01/04/2023
    04 Jan
    Moving Forward in 2023 by David Plummer 3rd
    4 Jan 23
    Events on 01/06/2023
    06 Jan
    Let's Talk - New Year Real Estate Social Media / Email Ideas to Kickstart 2023
    6 Jan 23
    Events on 01/16/2023
    16 Jan
    Synergy Club - Introduction to Launch - Generate & Convert Real Estate Leads
    16 Jan 23
    Events on 01/30/2023
    30 Jan
    Buying or Selling Property ? MR Concierge ~ A Free Advisory Service
    30 Jan 23
    Events on 02/01/2023
    01 Feb
    10 REAL ESTATE EMAIL & SOCIAL MEDIA IDEAS TO KICK START 2023, and Lead generation and lead conversion tips using Facebook.
    1 Feb 23
    Loan America
    more and more network
    © 2023 - More And More Network
    • Orders
    • Downloads
    • Addresses
    • Payment methods
    • Account details
    • Membership Terms & Conditions / Disclosures & Disclaimers

    Forum Description

    [et_pb_section fb_built="1" admin_label="Header" _builder_version="3.22.3" custom_padding="0px|0px|0|0px|false|false" locked="off"][et_pb_row column_structure="3_4,1_4" use_custom_gutter="on" gutter_width="2" _builder_version="3.25" max_width="1280px" use_custom_width="on" custom_width_px="1280px"][et_pb_column type="3_4" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text _builder_version="4.7.1" _dynamic_attributes="content" text_font="Work Sans|700|||||||" text_text_color="#000000" text_font_size="55px" text_line_height="1.3em" ul_font="||||||||" ol_font="||||||||" header_font="Work Sans|700|||||||" header_font_size="55px" header_line_height="1.5em" header_3_font="||||||||" header_4_font="||||||||" header_5_font="||||||||" header_6_font="||||||||" custom_padding="||10px||false|false" text_font_size_tablet="40px" text_font_size_phone="30px" text_font_size_last_edited="on|desktop" header_font_size_tablet="40px" header_font_size_phone="30px" header_font_size_last_edited="on|desktop" border_color_all="#000000" border_width_bottom="4px" locked="off" header_2_font_size__hover="26px" header_2_font_size__hover_enabled="26px" header_2_letter_spacing__hover="0px" header_2_letter_spacing__hover_enabled="0px" header_2_line_height__hover="1em" header_2_line_height__hover_enabled="1em" header_2_text_shadow_style__hover="none" header_2_text_shadow_style__hover_enabled="none" header_2_text_shadow_color__hover="rgba(0,0,0,0.4)" header_2_text_shadow_color__hover_enabled="rgba(0,0,0,0.4)"]@[email protected][email protected][/et_pb_text][/et_pb_column][et_pb_column type="1_4" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_blurb title="@[email protected]luZ3MiOnsiYmVmb3JlIjoiIiwiYWZ0ZXIiOiIiLCJkY[email protected]" use_icon="on" font_icon="%%128%%" icon_color="#00ac69" icon_placement="left" content_max_width="1100px" use_icon_font_size="on" icon_font_size="16px" _builder_version="3.18.2" _dynamic_attributes="title" header_font="Work Sans|600|||||||" header_text_align="left" header_font_size="14px" text_orientation="center" custom_margin="|||" animation="off" hover_enabled="1" locked="off" icon_color__hover="#00ac69" box_shadow_color__hover_enabled="rgba(0,0,0,0.3)" box_shadow_color__hover="rgba(0,0,0,0.3)" box_shadow_style__hover="none" box_shadow_style__hover_enabled="none" use_background_color_gradient__hover="off" use_background_color_gradient__hover_enabled="off" background_color_gradient_start__hover="#2b87da" background_color_gradient_start__hover_enabled="#2b87da" background_color_gradient_end__hover="#29c4a9" background_color_gradient_end__hover_enabled="#29c4a9" background_color_gradient_type__hover="linear" background_color_gradient_type__hover_enabled="linear" background_color_gradient_direction__hover="180deg" background_color_gradient_direction__hover_enabled="180deg" background_color_gradient_direction_radial__hover="center" background_color_gradient_direction_radial__hover_enabled="center" background_color_gradient_start_position__hover="0%" background_color_gradient_start_position__hover_enabled="0%" background_color_gradient_end_position__hover="100%" background_color_gradient_end_position__hover_enabled="100%" background_color_gradient_overlays_image__hover="off" background_color_gradient_overlays_image__hover_enabled="off" parallax__hover="off" parallax__hover_enabled="off" parallax_method__hover="on" parallax_method__hover_enabled="on" background_size__hover="cover" background_size__hover_enabled="cover" background_position__hover="center" background_position__hover_enabled="center" background_repeat__hover="no-repeat" background_repeat__hover_enabled="no-repeat" background_blend__hover="normal" background_blend__hover_enabled="normal" allow_player_pause__hover="off" allow_player_pause__hover_enabled="off" background_video_pause_outside_viewport__hover="on" background_video_pause_outside_viewport__hover_enabled="on" body_letter_spacing__hover="0px" body_letter_spacing__hover_enabled="0px" body_text_shadow_style__hover="none" body_text_shadow_style__hover_enabled="none" body_text_shadow_color__hover="rgba(0,0,0,0.4)" body_text_shadow_color__hover_enabled="rgba(0,0,0,0.4)"][/et_pb_blurb][et_pb_blurb title="By Erich Roden" use_icon="on" font_icon="%%74%%" icon_color="#00ac69" icon_placement="left" content_max_width="1100px" use_icon_font_size="on" icon_font_size="16px" _builder_version="4.8.2" header_font="Work Sans|600|||||||" header_text_align="left" header_font_size="14px" text_orientation="center" custom_margin="|||" animation="off" locked="off" icon_color__hover="#00ac69" box_shadow_color__hover_enabled="rgba(0,0,0,0.3)" box_shadow_color__hover="rgba(0,0,0,0.3)" box_shadow_style__hover="none" box_shadow_style__hover_enabled="none" use_background_color_gradient__hover="off" use_background_color_gradient__hover_enabled="off" background_color_gradient_start__hover="#2b87da" background_color_gradient_start__hover_enabled="#2b87da" background_color_gradient_end__hover="#29c4a9" background_color_gradient_end__hover_enabled="#29c4a9" background_color_gradient_type__hover="linear" background_color_gradient_type__hover_enabled="linear" background_color_gradient_direction__hover="180deg" background_color_gradient_direction__hover_enabled="180deg" background_color_gradient_direction_radial__hover="center" background_color_gradient_direction_radial__hover_enabled="center" background_color_gradient_start_position__hover="0%" background_color_gradient_start_position__hover_enabled="0%" background_color_gradient_end_position__hover="100%" background_color_gradient_end_position__hover_enabled="100%" background_color_gradient_overlays_image__hover="off" background_color_gradient_overlays_image__hover_enabled="off" parallax__hover="off" parallax__hover_enabled="off" parallax_method__hover="on" parallax_method__hover_enabled="on" background_size__hover="cover" background_size__hover_enabled="cover" background_position__hover="center" background_position__hover_enabled="center" background_repeat__hover="no-repeat" background_repeat__hover_enabled="no-repeat" background_blend__hover="normal" background_blend__hover_enabled="normal" allow_player_pause__hover="off" allow_player_pause__hover_enabled="off" background_video_pause_outside_viewport__hover="on" background_video_pause_outside_viewport__hover_enabled="on" body_letter_spacing__hover="0px" body_letter_spacing__hover_enabled="0px" body_text_shadow_style__hover="none" body_text_shadow_style__hover_enabled="none" body_text_shadow_color__hover="rgba(0,0,0,0.4)" body_text_shadow_color__hover_enabled="rgba(0,0,0,0.4)"][/et_pb_blurb][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" _builder_version="4.8.1" _module_preset="default" custom_padding="0px|0px|0px|0px|true|true"][et_pb_row column_structure="3_4,1_4" use_custom_gutter="on" _builder_version="4.8.1" background_color="#ffffff" custom_margin="0px||0px||true|true" custom_margin_tablet="" custom_margin_phone="" custom_margin_last_edited="on|desktop" custom_padding="0px|0px|0px|0px|true|true" animation_style="fade" border_radii="on|20px|20px|20px|20px" border_width_all="3px" box_shadow_style="preset3" box_shadow_vertical="17px" box_shadow_blur="41px" box_shadow_color="rgba(175,196,204,0.18)"][et_pb_column type="3_4" _builder_version="4.8.1" background_color="#ffffff" custom_padding="26px||26px|5%|true|false" custom_padding_tablet="40px|40px|40px|40px" custom_padding_phone="" custom_padding_last_edited="on|tablet" padding_tablet="40px|40px|40px|40px" padding_last_edited="on|tablet" custom_padding__hover="|||"][et_pb_text _builder_version="4.8.2" text_font="Nunito||||||||" text_font_size="18px" text_line_height="1.8em" header_font="||||||||" header_4_font="Fredoka One||||||||" header_4_text_color="#262f71" header_4_font_size="26px" custom_padding="0px|0px|0px|0px|true|true" animation_style="fade"]

    Erich Roden

    A seasoned Five-Star Real Estate Expert in Southern California and Featured Top Agent in Top Agent Magazine with hundreds of satisfied clients. Want a stress-free process, contact me; you’ll be amazed.

    To connect with me, sign up on and/or log in to the platform to send her a private message.

    [/et_pb_text][/et_pb_column][et_pb_column type="1_4" _builder_version="4.8.1" custom_padding="|||" custom_padding__hover="|||"][et_pb_image src="https://moreandmorenetwork.com/wp-content/uploads/2021/01/erich-roden-co-host.jpg" alt="Erich Roden co-host" title_text="erich-roden-co-host" align="right" force_fullwidth="on" _builder_version="4.8.2" animation_style="fold" always_center_on_mobile="off"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" use_custom_gutter="on" gutter_width="2" specialty="on" padding_1_tablet="0px||" padding_1_last_edited="off|desktop" admin_label="Content" _builder_version="3.22.3" background_size="contain" background_position="top_center" inner_max_width="1280px" custom_padding="0|0px|0px|0px|false|false" use_custom_width="on" custom_width_px="1280px" background_size__hover="cover" background_size__hover_enabled="cover" background_position__hover="center" background_position__hover_enabled="center" use_background_color_gradient__hover="off" use_background_color_gradient__hover_enabled="off" background_color_gradient_start__hover="#2b87da" background_color_gradient_start__hover_enabled="#2b87da" background_color_gradient_end__hover="#29c4a9" background_color_gradient_end__hover_enabled="#29c4a9" background_color_gradient_type__hover="linear" background_color_gradient_type__hover_enabled="linear" background_color_gradient_direction__hover="180deg" background_color_gradient_direction__hover_enabled="180deg" background_color_gradient_direction_radial__hover="center" background_color_gradient_direction_radial__hover_enabled="center" background_color_gradient_start_position__hover="0%" background_color_gradient_start_position__hover_enabled="0%" background_color_gradient_end_position__hover="100%" background_color_gradient_end_position__hover_enabled="100%" background_color_gradient_overlays_image__hover="off" background_color_gradient_overlays_image__hover_enabled="off" parallax__hover="off" parallax__hover_enabled="off" parallax_method__hover="on" parallax_method__hover_enabled="on" background_repeat__hover="no-repeat" background_repeat__hover_enabled="no-repeat" background_blend__hover="normal" background_blend__hover_enabled="normal" allow_player_pause__hover="off" allow_player_pause__hover_enabled="off" background_video_pause_outside_viewport__hover="on" background_video_pause_outside_viewport__hover_enabled="on"][et_pb_column type="3_4" specialty_columns="3" _builder_version="3.25" custom_padding="|||" padding_tablet__hover="0px||" padding_last_edited__hover="off|desktop" parallax__hover="off" parallax_method__hover="on" custom_padding__hover="|||"][et_pb_row_inner _builder_version="3.25" custom_padding="1px|||||" locked="off" parallax_1__hover="off" parallax_1__hover_enabled="off" parallax_2__hover="off" parallax_2__hover_enabled="off" parallax_3__hover="off" parallax_3__hover_enabled="off" parallax_4__hover="off" parallax_4__hover_enabled="off" parallax_method_1__hover="on" parallax_method_1__hover_enabled="on" parallax_method_2__hover="on" parallax_method_2__hover_enabled="on" parallax_method_3__hover="on" parallax_method_3__hover_enabled="on" parallax_method_4__hover="on" parallax_method_4__hover_enabled="on" use_background_color_gradient__hover="off" use_background_color_gradient__hover_enabled="off" background_color_gradient_start__hover="#2b87da" background_color_gradient_start__hover_enabled="#2b87da" background_color_gradient_end__hover="#29c4a9" background_color_gradient_end__hover_enabled="#29c4a9" background_color_gradient_type__hover="linear" background_color_gradient_type__hover_enabled="linear" background_color_gradient_direction__hover="180deg" background_color_gradient_direction__hover_enabled="180deg" background_color_gradient_direction_radial__hover="center" background_color_gradient_direction_radial__hover_enabled="center" background_color_gradient_start_position__hover="0%" background_color_gradient_start_position__hover_enabled="0%" background_color_gradient_end_position__hover="100%" background_color_gradient_end_position__hover_enabled="100%" background_color_gradient_overlays_image__hover="off" background_color_gradient_overlays_image__hover_enabled="off" parallax__hover="off" parallax__hover_enabled="off" parallax_method__hover="on" parallax_method__hover_enabled="on" background_size__hover="cover" background_size__hover_enabled="cover" background_position__hover="center" background_position__hover_enabled="center" background_repeat__hover="no-repeat" background_repeat__hover_enabled="no-repeat" background_blend__hover="normal" background_blend__hover_enabled="normal" allow_player_pause__hover="off" allow_player_pause__hover_enabled="off" background_video_pause_outside_viewport__hover="on" background_video_pause_outside_viewport__hover_enabled="on" use_custom_gutter__hover="off" use_custom_gutter__hover_enabled="off" gutter_width__hover="3" gutter_width__hover_enabled="3" make_equal__hover="off" make_equal__hover_enabled="off" border_radii__hover="on||||" border_radii__hover_enabled="on||||" box_shadow_style__hover="none" box_shadow_style__hover_enabled="none" box_shadow_color__hover="rgba(0,0,0,0.3)" box_shadow_color__hover_enabled="rgba(0,0,0,0.3)" max_width__hover="100%" max_width__hover_enabled="100%" filter_hue_rotate__hover="0deg" filter_hue_rotate__hover_enabled="0deg" filter_saturate__hover="100%" filter_saturate__hover_enabled="100%" filter_brightness__hover="100%" filter_brightness__hover_enabled="100%" filter_contrast__hover="100%" filter_contrast__hover_enabled="100%" filter_invert__hover="0%" filter_invert__hover_enabled="0%" filter_sepia__hover="0%" filter_sepia__hover_enabled="0%" filter_opacity__hover="100%" filter_opacity__hover_enabled="100%" filter_blur__hover="0px" filter_blur__hover_enabled="0px" mix_blend_mode__hover="normal" mix_blend_mode__hover_enabled="normal" animation_style__hover="none" animation_style__hover_enabled="none" animation_repeat__hover="once" animation_repeat__hover_enabled="once" animation_direction__hover="center" animation_direction__hover_enabled="center" animation_duration__hover="1000ms" animation_duration__hover_enabled="1000ms" animation_delay__hover="0ms" animation_delay__hover_enabled="0ms" animation_intensity_slide__hover="50%" animation_intensity_slide__hover_enabled="50%" animation_intensity_zoom__hover="50%" animation_intensity_zoom__hover_enabled="50%" animation_intensity_flip__hover="50%" animation_intensity_flip__hover_enabled="50%" animation_intensity_fold__hover="50%" animation_intensity_fold__hover_enabled="50%" animation_intensity_roll__hover="50%" animation_intensity_roll__hover_enabled="50%" animation_starting_opacity__hover="0%" animation_starting_opacity__hover_enabled="0%" animation_speed_curve__hover="ease-in-out" animation_speed_curve__hover_enabled="ease-in-out" hover_transition_duration__hover="300ms" hover_transition_duration__hover_enabled="300ms" hover_transition_delay__hover="0ms" hover_transition_delay__hover_enabled="0ms" hover_transition_speed_curve__hover="ease" hover_transition_speed_curve__hover_enabled="ease"][et_pb_column_inner saved_specialty_column_type="3_4" _builder_version="3.25" custom_padding="|||" parallax__hover="off" parallax__hover_enabled="off" parallax_method__hover="on" parallax_method__hover_enabled="on" custom_padding__hover="|||"][et_pb_image src="@[email protected]FnZSIsInNldHRpb[email protected]" force_fullwidth="on" align_tablet="center" align_phone="" align_last_edited="on|desktop" _builder_version="3.23" _dynamic_attributes="src" border_radii="on|5px|5px|5px|5px" locked="off"][/et_pb_image][et_pb_text quote_border_color="#E02B20" _builder_version="4.8.2" text_font="||||||||" text_text_color="#000000" text_font_size="16px" text_line_height="2em" quote_text_color="#000000" header_font="||||||||" header_2_font="Work Sans|700|||||||" header_2_font_size="25px" header_2_line_height="1.5em" header_6_font="||||on||||" header_6_text_color="#000000" header_6_line_height="1.5em" max_width_tablet="" max_width_phone="" max_width_last_edited="on|tablet" header_2_font_size_tablet="30px" header_2_font_size_phone="15px" header_2_font_size_last_edited="on|desktop" locked="off" inline_fonts="Abril Fatface" header_font_size__hover="30px" header_font_size__hover_enabled="30px" header_letter_spacing__hover="0px" header_letter_spacing__hover_enabled="0px" header_text_shadow_style__hover="none" header_text_shadow_style__hover_enabled="none" header_text_shadow_color__hover="rgba(0,0,0,0.4)" header_text_shadow_color__hover_enabled="rgba(0,0,0,0.4)" header_2_font_size__hover="26px" header_2_font_size__hover_enabled="26px" header_2_letter_spacing__hover="0px" header_2_letter_spacing__hover_enabled="0px" header_2_line_height__hover="1em" header_2_line_height__hover_enabled="1em" header_2_text_shadow_style__hover="none" header_2_text_shadow_style__hover_enabled="none" header_2_text_shadow_color__hover="rgba(0,0,0,0.4)" header_2_text_shadow_color__hover_enabled="rgba(0,0,0,0.4)" header_3_font_size__hover="22px" header_3_font_size__hover_enabled="22px" header_3_letter_spacing__hover="0px" header_3_letter_spacing__hover_enabled="0px" header_3_line_height__hover="1em" header_3_line_height__hover_enabled="1em" header_3_text_shadow_style__hover="none" header_3_text_shadow_style__hover_enabled="none" header_3_text_shadow_color__hover="rgba(0,0,0,0.4)" header_3_text_shadow_color__hover_enabled="rgba(0,0,0,0.4)" header_4_font_size__hover="18px" header_4_font_size__hover_enabled="18px" header_4_letter_spacing__hover="0px" header_4_letter_spacing__hover_enabled="0px" header_4_line_height__hover="1em" header_4_line_height__hover_enabled="1em" header_4_text_shadow_style__hover="none" header_4_text_shadow_style__hover_enabled="none" header_4_text_shadow_color__hover="rgba(0,0,0,0.4)" header_4_text_shadow_color__hover_enabled="rgba(0,0,0,0.4)" header_5_font_size__hover="16px" header_5_font_size__hover_enabled="16px" header_5_letter_spacing__hover="0px" header_5_letter_spacing__hover_enabled="0px" header_5_line_height__hover="1em" header_5_line_height__hover_enabled="1em" header_5_text_shadow_style__hover="none" header_5_text_shadow_style__hover_enabled="none" header_5_text_shadow_color__hover="rgba(0,0,0,0.4)" header_5_text_shadow_color__hover_enabled="rgba(0,0,0,0.4)" header_6_font_size__hover="14px" header_6_font_size__hover_enabled="14px" header_6_letter_spacing__hover="0px" header_6_letter_spacing__hover_enabled="0px" header_6_line_height__hover="1em" header_6_line_height__hover_enabled="1em" header_6_text_shadow_style__hover="none" header_6_text_shadow_style__hover_enabled="none" header_6_text_shadow_color__hover="rgba(0,0,0,0.4)" header_6_text_shadow_color__hover_enabled="rgba(0,0,0,0.4)" text_letter_spacing__hover="0px" text_letter_spacing__hover_enabled="0px" text_text_shadow_style__hover="none" text_text_shadow_style__hover_enabled="none" text_text_shadow_color__hover="rgba(0,0,0,0.4)" text_text_shadow_color__hover_enabled="rgba(0,0,0,0.4)"]

    Will the Foreclosure moratorium prevent a foreclosure wave in 2021?

    What is the major difference between the 2008 Economic meltdown and today’s challenges?

    [/et_pb_text][et_pb_text quote_border_color="#E02B20" _builder_version="4.8.2" text_font="||||||||" text_text_color="#000000" text_font_size="16px" text_line_height="2em" quote_text_color="#000000" header_font="||||||||" header_2_font="Work Sans|700|||||||" header_2_font_size="25px" header_2_line_height="1.5em" header_6_font="||||on||||" header_6_text_color="#000000" header_6_line_height="1.5em" max_width_tablet="" max_width_phone="" max_width_last_edited="on|tablet" header_2_font_size_tablet="30px" header_2_font_size_phone="15px" header_2_font_size_last_edited="on|desktop" locked="off" inline_fonts="Abril Fatface" header_font_size__hover="30px" header_font_size__hover_enabled="30px" header_letter_spacing__hover="0px" header_letter_spacing__hover_enabled="0px" header_text_shadow_style__hover="none" header_text_shadow_style__hover_enabled="none" header_text_shadow_color__hover="rgba(0,0,0,0.4)" header_text_shadow_color__hover_enabled="rgba(0,0,0,0.4)" header_2_font_size__hover="26px" header_2_font_size__hover_enabled="26px" header_2_letter_spacing__hover="0px" header_2_letter_spacing__hover_enabled="0px" header_2_line_height__hover="1em" header_2_line_height__hover_enabled="1em" header_2_text_shadow_style__hover="none" header_2_text_shadow_style__hover_enabled="none" header_2_text_shadow_color__hover="rgba(0,0,0,0.4)" header_2_text_shadow_color__hover_enabled="rgba(0,0,0,0.4)" header_3_font_size__hover="22px" header_3_font_size__hover_enabled="22px" header_3_letter_spacing__hover="0px" header_3_letter_spacing__hover_enabled="0px" header_3_line_height__hover="1em" header_3_line_height__hover_enabled="1em" header_3_text_shadow_style__hover="none" header_3_text_shadow_style__hover_enabled="none" header_3_text_shadow_color__hover="rgba(0,0,0,0.4)" header_3_text_shadow_color__hover_enabled="rgba(0,0,0,0.4)" header_4_font_size__hover="18px" header_4_font_size__hover_enabled="18px" header_4_letter_spacing__hover="0px" header_4_letter_spacing__hover_enabled="0px" header_4_line_height__hover="1em" header_4_line_height__hover_enabled="1em" header_4_text_shadow_style__hover="none" header_4_text_shadow_style__hover_enabled="none" header_4_text_shadow_color__hover="rgba(0,0,0,0.4)" header_4_text_shadow_color__hover_enabled="rgba(0,0,0,0.4)" header_5_font_size__hover="16px" header_5_font_size__hover_enabled="16px" header_5_letter_spacing__hover="0px" header_5_letter_spacing__hover_enabled="0px" header_5_line_height__hover="1em" header_5_line_height__hover_enabled="1em" header_5_text_shadow_style__hover="none" header_5_text_shadow_style__hover_enabled="none" header_5_text_shadow_color__hover="rgba(0,0,0,0.4)" header_5_text_shadow_color__hover_enabled="rgba(0,0,0,0.4)" header_6_font_size__hover="14px" header_6_font_size__hover_enabled="14px" header_6_letter_spacing__hover="0px" header_6_letter_spacing__hover_enabled="0px" header_6_line_height__hover="1em" header_6_line_height__hover_enabled="1em" header_6_text_shadow_style__hover="none" header_6_text_shadow_style__hover_enabled="none" header_6_text_shadow_color__hover="rgba(0,0,0,0.4)" header_6_text_shadow_color__hover_enabled="rgba(0,0,0,0.4)" text_letter_spacing__hover="0px" text_letter_spacing__hover_enabled="0px" text_text_shadow_style__hover="none" text_text_shadow_style__hover_enabled="none" text_text_shadow_color__hover="rgba(0,0,0,0.4)" text_text_shadow_color__hover_enabled="rgba(0,0,0,0.4)"]

    Overall, there are two different perspectives on whether there will be a wave of foreclosures in 2021 or once the foreclosure forbearance ends. Let’s start with the perspective that it is unlikely that we will see a foreclosure wave in 2021. Expert Economists in the industry direct their reasons to an improving employment picture, higher home prices and post-forbearance payment deferrals. These subjects are what will prevent from a large number of Foreclosures to hit the Real Estate Market and impact values and inventory.

    Foreclosure Image

    With the anticipation that we will have an improved U.S. economy, Experts expect that this should increase the number of forborne homeowners who will be able to exit by reinstating their loan to current status, entering into a repayment plan or resuming payments and adding the missed ones to the end of their loan term. Furthermore, the COVID-19 vaccine and another potential round of fiscal stimulus from the federal government will boost the labor market, making it easier for borrowers to resume payments. 45% of Freddie Mac's forbearance exits were through deferral, and 10% of Fannie Mae's total loans in forbearance went into deferral, second only to reinstatement at 22%. With this being said, it is widely accepted that after mortgage forbearance ends, there will be several low-income homeowners that will have no other choice but to foreclose on their homes, however, most of these foreclosures will take place outside of California and do not expect to impact the inventory and values of home in the immediate market.

    ATTOM Data Solutions, points to where those foreclosure waves may be coming. According to the numbers released this week, Louisiana, New York, New Jersey, Mississippi, and Florida have the highest statewide shares of delinquent loans right now.

    At the metro level, these are the markets you should keep your eye on as forbearance periods end:

    • Miami (12% of all loans)
    • New York (11%)
    • Las Vegas (10%)
    • Houston (10%)
    • Chicago (8%)

    As mentioned, there are two perspectives on if we should expect a wave of foreclosures in 2021 or when the mortgage forbearance ends. We just discussed the perspective that it is unlikely and now let’s move onto the perspective of wave of foreclosures likely coming and is expected to mainly hit low-income homeowners. Here are some reason why the Experts believe we should expect a wave of Foreclosures…

    As of August, over 10% of the eight million single-family mortgages backed by the Federal Housing Administration were delinquent by more than three months. According to the FHA, the reason for 86% of those delinquencies was ‘a national emergency,’ a category that includes the pandemic. These delinquencies are heavily concentrated among loans associated with low credit scores.

    According to CoreLogic, the 150-day delinquency rate just hit its highest level in two decades. And the share of all loans currently in some stage of delinquency is now at 6.6%, which is up 2.9 percentage points from the year-ago period.

    Here's how the totals broke down by delinquency stage:

    • 30 to 59 days delinquent: 1.6% of all mortgage loans
    • 60 to 89 days delinquent: 0.8%
    • 90+ days delinquent: 4.3%
    • 150+ days delinquent: 1.2%

    More than 3.3. million of U.S. homeowners will be on the hook for delinquent payments when mortgage forbearance ends. While some of those homeowners who are overleveraged or unaware of their options will contribute to a wave of foreclosures, most will be able to work with their lenders to either refinance their mortgage or sell to cash in on rising home values.

    Now, what is the major difference between the 2008 Economic meltdown and today’s challenges?

    At the peak of the foreclosure crisis in 2010, the national average loan-to-value ratio was 94%, meaning the average homeowner owed their lender nearly as much (94%) as the value of their home. As a result, many financially stressed homeowners couldn't even afford to sell their home after paying commissions and closing costs, so they often ended up in foreclosure. Currently the average loan-to-value ratio, among metros that report data, is 70%, meaning that the average homeowner has built 10% additional equity beyond an initial 20% down payment.

    Also, American homeowners have gained $2 trillion dollars in home equity since the beginning of the pandemic alone, thanks to double-digit price growth driven by soaring homebuyer demand as the supply of homes for sale fell to historic lows. This puts us in a very different situation economically and for the Real Estate Market alone compared to the crash in 2008.

    In summary, the overall consensus appears to be obvious…The Foreclosure wave, if it is much of anything, will be very minimal and will not impact inventory nor values in the Real Estate Market. Here are some more reasons why it is obvious to come to this conclusion…

    Fannie Mae and Freddie Mac will allow borrowers in forbearance to defer repayment until the time the home is sold or refinanced. With record-low mortgage rates, homeowners behind on payments could theoretically refinance their mortgage debt into monthly payments lower than before the pandemic began. And if a borrower is in severe debt she may still be able to do a short sale or take advantage of cash-for-keys, where borrowers get a one-time payment to vacate their home.

     

    Resources: National Mortgage News, DS News, Fool.com, Bloomberg, prnewswire

     

    I’m always here to chat Real Estate, reach out anytime by signing up or logging in on moreandmorenetwork.com.

    [/et_pb_text][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type="1_4" _builder_version="3.25" custom_padding="|||" parallax__hover="off" parallax_method__hover="on" custom_padding__hover="|||"][et_pb_text _builder_version="4.7.3" _module_preset="default"][ivory-search id="8703" title="Default Search Form"][/et_pb_text][et_pb_slider show_arrows="off" show_pagination="off" use_bg_overlay="off" use_text_overlay="off" _builder_version="4.8.2" header_font="|300|||||||" header_text_color="#000000" body_text_color="#000000" background_color="#ffffff" custom_button="on" button_text_color="#000000" button_bg_color="rgba(0,0,0,0)" custom_margin="10px||||false|false" custom_padding="0px||22px||false|false" auto="on" border_radii="on|1px|1px|1px|1px" border_width_all="1px" global_module="4877" saved_tabs="all"][et_pb_slide heading="You Deserve 100% Commission" button_link="https://relegends.net/" url_new_window="on" image="https://moreandmorenetwork.com/wp-content/uploads/2020/01/92fe34a0-4f3d-4295-a0b6-34168aa6ff14-copy.jpg" use_text_overlay="on" text_overlay_color="rgba(224,153,0,0.02)" _builder_version="4.8.2" link_option_url="https://relegends.net/" link_option_url_new_window="on" sticky_transition="on"]

    Learn about our 100$ Commitment to 100%  Commission

    [/et_pb_slide][et_pb_slide heading="Gold Sponsor of M&M" button_link="https://moreandmorenetwork.com/mynhd-order-form/" url_new_window="on" image="https://moreandmorenetwork.com/wp-content/uploads/2020/01/c68932f0-ce4e-4760-909a-6938030cc994.png" use_text_overlay="on" text_overlay_color="rgba(224,153,0,0.02)" _builder_version="4.8.2" link_option_url="https://moreandmorenetwork.com/mynhd-order-form/" link_option_url_new_window="on" sticky_transition="on"]

    Order your NHD Report  on M&M

    [/et_pb_slide][/et_pb_slider][et_pb_slider arrows_custom_color="#eaeaea" dot_nav_custom_color="#eaeaea" _builder_version="4.7.1" _module_preset="default" custom_button="on" button_text_size="20px" auto="on" global_module="8296"][et_pb_slide button_text="Sign Up" button_link="https://moreandmorenetwork.com/join-more-and-more-network/" url_new_window="on" use_bg_overlay="on" bg_overlay_color="#eaeaea" use_text_overlay="off" arrows_custom_color="#eaeaea" dot_nav_custom_color="#eaeaea" _builder_version="4.7.1" _module_preset="default" header_text_color="#000000" body_text_color="#000000" body_font_size="23px" body_line_height="1.8em" background_color="#ffffff" background_enable_color="on" custom_button="on" button_text_size="22px" button_text_color="#e02b20" sticky_transition="on"]

    Not a M&M Member?

    [/et_pb_slide][/et_pb_slider][et_pb_slider _builder_version="4.4.9" custom_button="on" button_text_color="#000000" border_radii="on|1px|1px|1px|1px" border_width_all="1px" border_color_all="#000000" global_module="4938"][et_pb_slide image="https://moreandmorenetwork.com/wp-content/uploads/2020/07/place-your-ad-here.png" _builder_version="4.4.9" background_color="#ffffff" background_enable_color="on" sticky_transition="on"]

    Call Us Today

    714 469 5529

    [/et_pb_slide][/et_pb_slider][/et_pb_column][/et_pb_section][et_pb_section fb_built="1" admin_label="Fullwidth Ad" _builder_version="3.22.3" custom_width_px__hover="1080px" custom_width_px__hover_enabled="1080px" custom_width_percent__hover="80%" custom_width_percent__hover_enabled="80%" locked="off" gutter_width__hover="3" gutter_width__hover_enabled="3" parallax_1__hover="off" parallax_1__hover_enabled="off" parallax_2__hover="off" parallax_2__hover_enabled="off" parallax_3__hover="off" parallax_3__hover_enabled="off" parallax_method_1__hover="on" parallax_method_1__hover_enabled="on" parallax_method_2__hover="on" parallax_method_2__hover_enabled="on" parallax_method_3__hover="on" parallax_method_3__hover_enabled="on" use_background_color_gradient__hover="off" use_background_color_gradient__hover_enabled="off" background_color_gradient_start__hover="#2b87da" background_color_gradient_start__hover_enabled="#2b87da" background_color_gradient_end__hover="#29c4a9" background_color_gradient_end__hover_enabled="#29c4a9" background_color_gradient_type__hover="linear" background_color_gradient_type__hover_enabled="linear" background_color_gradient_direction__hover="180deg" background_color_gradient_direction__hover_enabled="180deg" background_color_gradient_direction_radial__hover="center" background_color_gradient_direction_radial__hover_enabled="center" background_color_gradient_start_position__hover="0%" background_color_gradient_start_position__hover_enabled="0%" background_color_gradient_end_position__hover="100%" background_color_gradient_end_position__hover_enabled="100%" background_color_gradient_overlays_image__hover="off" background_color_gradient_overlays_image__hover_enabled="off" parallax__hover="off" parallax__hover_enabled="off" parallax_method__hover="on" parallax_method__hover_enabled="on" background_size__hover="cover" background_size__hover_enabled="cover" background_position__hover="center" background_position__hover_enabled="center" background_repeat__hover="no-repeat" background_repeat__hover_enabled="no-repeat" background_blend__hover="normal" background_blend__hover_enabled="normal" allow_player_pause__hover="off" allow_player_pause__hover_enabled="off" background_video_pause_outside_viewport__hover="on" background_video_pause_outside_viewport__hover_enabled="on" inner_shadow__hover="off" inner_shadow__hover_enabled="off" make_fullwidth__hover="off" make_fullwidth__hover_enabled="off" use_custom_width__hover="off" use_custom_width__hover_enabled="off" width_unit__hover="on" width_unit__hover_enabled="on" make_equal__hover="off" make_equal__hover_enabled="off" use_custom_gutter__hover="off" use_custom_gutter__hover_enabled="off" border_radii__hover="on||||" border_radii__hover_enabled="on||||" box_shadow_style__hover="none" box_shadow_style__hover_enabled="none" box_shadow_color__hover="rgba(0,0,0,0.3)" box_shadow_color__hover_enabled="rgba(0,0,0,0.3)" max_width__hover="100%" max_width__hover_enabled="100%" filter_hue_rotate__hover="0deg" filter_hue_rotate__hover_enabled="0deg" filter_saturate__hover="100%" filter_saturate__hover_enabled="100%" filter_brightness__hover="100%" filter_brightness__hover_enabled="100%" filter_contrast__hover="100%" filter_contrast__hover_enabled="100%" filter_invert__hover="0%" filter_invert__hover_enabled="0%" filter_sepia__hover="0%" filter_sepia__hover_enabled="0%" filter_opacity__hover="100%" filter_opacity__hover_enabled="100%" filter_blur__hover="0px" filter_blur__hover_enabled="0px" mix_blend_mode__hover="normal" mix_blend_mode__hover_enabled="normal" animation_style__hover="none" animation_style__hover_enabled="none" animation_repeat__hover="once" animation_repeat__hover_enabled="once" animation_direction__hover="center" animation_direction__hover_enabled="center" animation_duration__hover="1000ms" animation_duration__hover_enabled="1000ms" animation_delay__hover="0ms" animation_delay__hover_enabled="0ms" animation_intensity_slide__hover="50%" animation_intensity_slide__hover_enabled="50%" animation_intensity_zoom__hover="50%" animation_intensity_zoom__hover_enabled="50%" animation_intensity_flip__hover="50%" animation_intensity_flip__hover_enabled="50%" animation_intensity_fold__hover="50%" animation_intensity_fold__hover_enabled="50%" animation_intensity_roll__hover="50%" animation_intensity_roll__hover_enabled="50%" animation_starting_opacity__hover="0%" animation_starting_opacity__hover_enabled="0%" animation_speed_curve__hover="ease-in-out" animation_speed_curve__hover_enabled="ease-in-out" hover_transition_duration__hover="300ms" hover_transition_duration__hover_enabled="300ms" hover_transition_delay__hover="0ms" hover_transition_delay__hover_enabled="0ms" hover_transition_speed_curve__hover="ease" hover_transition_speed_curve__hover_enabled="ease"][et_pb_row use_custom_gutter="on" gutter_width="2" make_equal="on" _builder_version="3.25" background_color="#00ac69" max_width="1280px" custom_padding="40px|40px|40px|40px|true|false" link_option_url="#" border_radii="on|5px|5px|5px|5px" use_custom_width="on" custom_width_px="1280px" locked="off" background__hover_enabled="on" background_color__hover="#00965a"][et_pb_column type="4_4" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_blurb title=" M&M NEWS" image="https://moreandmorenetwork.com/wp-content/uploads/2019/06/M_and_M_Logo.png" icon_placement="left" image_max_width="70px" content_max_width="1100px" image_max_width_tablet="" image_max_width_phone="30px" image_max_width_last_edited="on|phone" _builder_version="3.25.4" header_font="Work Sans|700|||||||" header_font_size="45px" header_line_height="1.5em" background_layout="dark" header_font_size_tablet="30px" header_font_size_phone="20px" header_font_size_last_edited="on|phone"][/et_pb_blurb][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Related Posts" _builder_version="3.22.3" custom_width_px__hover="1080px" custom_width_px__hover_enabled="1080px" custom_width_percent__hover="80%" custom_width_percent__hover_enabled="80%" locked="off" gutter_width__hover="3" gutter_width__hover_enabled="3" parallax_1__hover="off" parallax_1__hover_enabled="off" parallax_2__hover="off" parallax_2__hover_enabled="off" parallax_3__hover="off" parallax_3__hover_enabled="off" parallax_method_1__hover="on" parallax_method_1__hover_enabled="on" parallax_method_2__hover="on" parallax_method_2__hover_enabled="on" parallax_method_3__hover="on" parallax_method_3__hover_enabled="on" use_background_color_gradient__hover="off" use_background_color_gradient__hover_enabled="off" background_color_gradient_start__hover="#2b87da" background_color_gradient_start__hover_enabled="#2b87da" background_color_gradient_end__hover="#29c4a9" background_color_gradient_end__hover_enabled="#29c4a9" background_color_gradient_type__hover="linear" background_color_gradient_type__hover_enabled="linear" background_color_gradient_direction__hover="180deg" background_color_gradient_direction__hover_enabled="180deg" background_color_gradient_direction_radial__hover="center" background_color_gradient_direction_radial__hover_enabled="center" background_color_gradient_start_position__hover="0%" background_color_gradient_start_position__hover_enabled="0%" background_color_gradient_end_position__hover="100%" background_color_gradient_end_position__hover_enabled="100%" background_color_gradient_overlays_image__hover="off" background_color_gradient_overlays_image__hover_enabled="off" parallax__hover="off" parallax__hover_enabled="off" parallax_method__hover="on" parallax_method__hover_enabled="on" background_size__hover="cover" background_size__hover_enabled="cover" background_position__hover="center" background_position__hover_enabled="center" background_repeat__hover="no-repeat" background_repeat__hover_enabled="no-repeat" background_blend__hover="normal" background_blend__hover_enabled="normal" allow_player_pause__hover="off" allow_player_pause__hover_enabled="off" background_video_pause_outside_viewport__hover="on" background_video_pause_outside_viewport__hover_enabled="on" inner_shadow__hover="off" inner_shadow__hover_enabled="off" make_fullwidth__hover="off" make_fullwidth__hover_enabled="off" use_custom_width__hover="off" use_custom_width__hover_enabled="off" width_unit__hover="on" width_unit__hover_enabled="on" make_equal__hover="off" make_equal__hover_enabled="off" use_custom_gutter__hover="off" use_custom_gutter__hover_enabled="off" border_radii__hover="on||||" border_radii__hover_enabled="on||||" box_shadow_style__hover="none" box_shadow_style__hover_enabled="none" box_shadow_color__hover="rgba(0,0,0,0.3)" box_shadow_color__hover_enabled="rgba(0,0,0,0.3)" max_width__hover="100%" max_width__hover_enabled="100%" filter_hue_rotate__hover="0deg" filter_hue_rotate__hover_enabled="0deg" filter_saturate__hover="100%" filter_saturate__hover_enabled="100%" filter_brightness__hover="100%" filter_brightness__hover_enabled="100%" filter_contrast__hover="100%" filter_contrast__hover_enabled="100%" filter_invert__hover="0%" filter_invert__hover_enabled="0%" filter_sepia__hover="0%" filter_sepia__hover_enabled="0%" filter_opacity__hover="100%" filter_opacity__hover_enabled="100%" filter_blur__hover="0px" filter_blur__hover_enabled="0px" mix_blend_mode__hover="normal" mix_blend_mode__hover_enabled="normal" animation_style__hover="none" animation_style__hover_enabled="none" animation_repeat__hover="once" animation_repeat__hover_enabled="once" animation_direction__hover="center" animation_direction__hover_enabled="center" animation_duration__hover="1000ms" animation_duration__hover_enabled="1000ms" animation_delay__hover="0ms" animation_delay__hover_enabled="0ms" animation_intensity_slide__hover="50%" animation_intensity_slide__hover_enabled="50%" animation_intensity_zoom__hover="50%" animation_intensity_zoom__hover_enabled="50%" animation_intensity_flip__hover="50%" animation_intensity_flip__hover_enabled="50%" animation_intensity_fold__hover="50%" animation_intensity_fold__hover_enabled="50%" animation_intensity_roll__hover="50%" animation_intensity_roll__hover_enabled="50%" animation_starting_opacity__hover="0%" animation_starting_opacity__hover_enabled="0%" animation_speed_curve__hover="ease-in-out" animation_speed_curve__hover_enabled="ease-in-out" hover_transition_duration__hover="300ms" hover_transition_duration__hover_enabled="300ms" hover_transition_delay__hover="0ms" hover_transition_delay__hover_enabled="0ms" hover_transition_speed_curve__hover="ease" hover_transition_speed_curve__hover_enabled="ease"][et_pb_row column_structure="1_2,1_2" use_custom_gutter="on" gutter_width="2" make_equal="on" _builder_version="3.25" max_width="1280px" use_custom_width="on" custom_width_px="1280px" locked="off"][et_pb_column type="1_2" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text _builder_version="3.27.4" text_font="||||||||" text_line_height="1.8em" header_font="||||||||" header_2_font="Work Sans|700|||||||" header_2_font_size="35px" header_2_line_height="1.5em" header_2_font_size_tablet="30px" header_2_font_size_phone="20px" header_2_font_size_last_edited="on|phone" border_color_all="#1a0a38" border_width_bottom="4px"]

    Related Articles

    [/et_pb_text][/et_pb_column][et_pb_column type="1_2" _builder_version="3.25" custom_padding="20px|||" custom_padding_tablet="0px||" custom_padding_phone="" custom_padding_last_edited="on|tablet" custom_padding__hover="|||"][et_pb_button button_text="Browse All Categories" button_alignment="left" _builder_version="3.18.2" custom_button="on" button_text_size="16px" button_text_color="#ffffff" button_bg_color="#1a0a38" button_border_width="5px" button_border_color="rgba(0,0,0,0)" button_border_radius="5px" button_font="Work Sans||||||||" button_use_icon="off" locked="off" button_bg_color__hover="#00ac69" button_bg_color__hover_enabled="on"][/et_pb_button][/et_pb_column][/et_pb_row][et_pb_row use_custom_gutter="on" gutter_width="2" make_equal="on" _builder_version="3.25" max_width="1280px" use_custom_width="on" custom_width_px="1280px"][et_pb_column type="4_4" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_blog fullwidth="off" posts_number="3" include_categories="30,31,34,32,33" show_author="off" show_categories="off" show_pagination="off" offset_number="1" _builder_version="4.6.5" header_font="Work Sans|700|||||||" header_font_size="18px" header_line_height="1.4em" body_font="||||||||" body_text_align="left" body_line_height="1.8em" meta_font="Work Sans|600|||||||" meta_text_color="#00ac69" meta_line_height="1.4em" pagination_font="||||||||" pagination_font_size="0px" pagination_line_height="0em" border_radii="on|5px|5px|5px|5px" border_width_all="2px" border_color_all="rgba(0,0,0,0.1)" border_width_all_fullwidth="1px" locked="off" body_letter_spacing__hover="0px" body_letter_spacing__hover_enabled="0px" body_text_shadow_style__hover="none" body_text_shadow_style__hover_enabled="none" body_text_shadow_color__hover="rgba(0,0,0,0.4)" body_text_shadow_color__hover_enabled="rgba(0,0,0,0.4)" border_radii__hover="on||||" border_radii__hover_enabled="on||||" border_radii_fullwidth__hover="on||||" border_radii_fullwidth__hover_enabled="on||||"][/et_pb_blog][/et_pb_column][/et_pb_row][/et_pb_section]

    Report

    There was a problem reporting this post.

    Harassment or bullying behavior
    Contains mature or sensitive content
    Contains misleading or false information
    Contains abusive or derogatory content
    Contains spam, fake content or potential malware

    Block Member?

    Please confirm you want to block this member.

    You will no longer be able to:

    • See blocked member's posts
    • Mention this member in posts
    • Invite this member to groups
    • Message this member
    • Add this member as a connection

    Please note: This action will also remove this member from your connections and send a report to the site admin. Please allow a few minutes for this process to complete.

    Report

    You have already reported this .
    Clear Clear All