Home Buying Process Made Easy

Home Buying Process Made Easy

June 2, 2021


By Laurie Fahey

Laurie Fahey

Hello I am Laurie Fahey with Serenity Realty. I am licensed Realtor and a Certified Foreclosures and Short Sale Resource. I specialize in Residential and Multi- Family Commercial Real Estate. Contact me today, I am here to help. DRE#01971002
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Laurie Fahey

Home Buying Process Made Easy (Overview)

Summer is here and you have decided that the time has come to start shopping for your new home.

Well… Congratulations. You are about to embark on one of the most exciting roller coasters of your life, one that costs a lot of money and has a lot of ups and downs and is literally one of the most stressful things you will do in life (behind divorce and death). But don’t worry, I literally do this every single day, and have encountered 100s of things that could go wrong and have created a path for you that will expertly guide you through the process, which will ultimately lead to a rewarding experience.

That being said, I have made it my life’s work to make this process as FUN and ENJOYABLE as possible. With my proven systems, I have the ability to solve problems before they even become problems, which allows you – the homebuyer – to have the best experience with the least amount of hassle. Are you ready for the wild ride of homeownership?

The first step to beginning this process is to decide your WHY. What is it that you are hoping to accomplish by buying a home? Is it because you’re tired of paying your jerk landlord too much money every month? Or maybe you’re ready to own a real piece of the pie and live the American dream? Maybe you’re ready to create a sanctuary where you can raise children and get more dogs (because getting more dogs is always the right answer). Get crystal clear on your why, and you’ll always have an inspiration to move forward.

Here are a few questions to ask yourself so that you can get crystal clear on what your overall outcome will be in this radical journey of homeownership.

I want to buy a house because…

Owning a house would make me feel…

Now that we’ve got the WHY, here comes the fun part. The part where you close your eyes, imagine your beautiful home. what features does it have? Granite countertops? An open floor concept? And is it important it’s close to schools? Grocery stores? Yoga studio? Dog Park? Write down what matters most to you below.

The features of the home most important to me are…

It’s important for my house to be…

Below is a great example of what the home buying timeline looks like.  The most important 1st step is to interview a few local Realtors and find one that is a great fit ( you are going to be spending a lot of time together over the next couple of months).  Working with an experienced and knowledgeable Realtor will help make the process smooth and will protect your money in what might be the largest purchase in your life

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Should I Wait For Housing To Crash Further Before I Buy A House? 3 Reasons The End of 2022 Could Be The Very Best Time To Jump In

Prices falling in expensive cities

In two-thirds of major regional housing markets — 98 out of 148 — prices continue to drop, especially in more expensive locations.

We may see expensive markets fall further, which if that happens sooner than later, would make it an excellent time to buy into an expensive market. This wouldn’t have registered as a possibility even a few months back.

It’s difficult to predict if this will happen. And if so, whether falling prices become offset by the federal interest rate hikes practically certain to arrive in the coming months.

The only way to know for sure is to wait until the latest rate hike sets in.

Meanwhile, keep in mind that — as with any investment — it’s best time to buy is usually when prices are low.

‘Deals to be had:’ Homebuyers Should Ask For These Incentives While They Have The Upper Hand

The days of waiving contingencies such as appraisals and forgoing inspections are fading into the rearview mirror. Still, contract activity remains slightly competitive depending on your location.

At least 24% of buyers waived the inspection contingency in December 2022, according to the National Association of Realtors confidence survey, up from 16% a month prior and 19% one year ago. An additional 24% of buyers waived an appraisal contingency in December, up slightly from 16% in November and 21% a year ago.

Home inspection contingencies are particularly important because it can let you know if there’s a deal-breaking issue with the property before a purchase occurs. It can also help you negotiate repairs with the seller, which is becoming increasingly common in today’s market.

“If buyers have this short window to buy where they can get incentives to purchase, [they] would rather buy where they have an opportunity to really think about it, get an inspection, a financing contingency and not feel rushed,” Jeff Reynolds, broker at Compass and founder of UrbanCondoSpaces.com, told Yahoo Finance.