September 22, 2021
by Martin Kettelhut
I meet a lot of executives and entrepreneurs, who intend to grow rapidly or make some other kind of big change:
- Service substantially more households or assets
- Bring on new partners
- Target a new market sector
- Build a strategic alliance with a related business
- Manage the team better in-house
- Cut workhours / spend more time with family
Facing unprecedented horizons like these, folks will often confide in me (the prospective coach) that they doubt themselves, their skills and preparedness for the new situation, and fear they will be exposed as a fraud.
This doesn’t just happen in business. Imposter Syndrome also comes up when you first become a
- Board member
It even comes up interpersonally when you need to
- Make a request
- Acknowledge someone
Or, around taboo topics:
No amount of self-reassurance can make the doubt go away, if the wrong person brings up one of these topics, and suddenly you’re unable to be yourself.
And no amount of catching up, filling in the experience, gaining knowledge or learning new skills can make the doubt go away, either. Imposter syndrome isn’t based on the truth regarding your skill or preparedness; it’s based on the critical relationship you have to yourself. You’re never enough.
“Okay,” you say, “but isn’t that a good thing, always pushing me to improve?” It’s great to be always looking for how you can improve. It’s quite another to live in fear someone’s going to find out you’re a fraud.
If you’d like to grow or change in some way, but doubt yourself:
- Recognize the logic of the situation: of course you’re doubting yourself; you’re challenging yourself to grow.
- Focus on the quality of the change you intend.
Let’s say, for example, that for you growth means stepping into your full leadership. Set aside the self-centered conversation (“I’m a fraud, I don’t know if I can lead”), and concentrate on the experience you want for yourself and the people you’re leading:
- Enthusiasm for what we sell
- Compromise for the sake of progress
- Mutual empowerment
We always get the outcomes we entertain in mind. If you doubt yourself, so will they. If you show vulnerability, so will they. If you get your attention off you/r self-doubt, and instead focus on the quality you’re bringing to the envisioned change, then you will cause the outcome you desire.
Tom was upset that people on his team were talking behind his back about how slow and deliberate his leadership was. Tom asked me what I thought about his giving the team what they asked for and demanding that they have their product’s 2.0 version ready by Christmas. You can see how that was a fast road to disempowerment and disintegration. I coached him to thank them for the feedback and request they all put their heads together, say everything on their minds about the product’s progress, and together design a faster way to move forward. Team members no longer talk behind Tom’s back now.
I’m happy to dig deeper into the growth or change you envision, and partner with you to remove whatever’s in the way to your progress.
Martin Kettelhut, PhD
303 747 4449
Call Us Today
714 469 5529
It’s All About Curb Appeal: The Simple Landscaping Task That Can Boost Your Home’s Value The Most
Those who would rather not lug the lawnmower out to tackle their grass generally pay about $415 for lawn maintenance.
A home’s exterior and front yard are “the first thing that many homebuyers see as they drive up,” says NAR’s Vice President of Research Jessica Lautz. “It does impact whether a buyer is willing to step inside.”
Having a beautifully landscaped property not only helps with a home’s resale value, but it also often keeps the neighbors happy. Homeowners who neglect their yards might face peer pressure to keep their properties tidy so as not to drag down local home values.
First-Time Home Buyer? Here’s How to Improve Your Credit Score
Pull your credit report
There are three major U.S. credit bureaus (Experian, Equifax, and TransUnion), and each releases its own credit scores and reports (a more detailed history that’s used to determine your score). Their scores should be roughly equivalent, although they do pull from different sources. For example, Experian considers on-time rent payments while TransUnion has detailed information about previous employers.
To access these scores and reports, financial planner Bob Forrest of Mutual of Omaha recommends using AnnualCreditReport.com, where you can get a free copy of your report every 12 months from each credit-reporting company. It doesn’t include your credit score, though—you’ll have to go to each company for that, and pay a small fee.
Or check with your credit card company: A variety of card issuers offer free access to scores and reports, says Michael Chadwick, owner of Chadwick Financial Advisors in Unionville, CT. Once you’ve got your report, thoroughly review it page by page, particularly the “adverse accounts” section that details late payments and other slip-ups.
Does The Home You Want To Buy Qualify For A USDA Loan? Here’s How To Tell
What type of home qualifies for a USDA loan?
While there is a lot of flexibility in the type of home that may be accepted for a USDA home loan—including condos, townhouses, and new construction—not all homes will qualify. Since USDA loans are meant to help lower-income homebuyers, it’s not intended to be used to buy a mansion. On the contrary, eligible homes must appear “modest” relative to their location. In many cases, that boils down to square footage.
“The general USDA standards for eligible properties include a living area typically between 400 and 2,000 square feet,” says Jill Gonzalez, an analyst with WalletHub. “The property’s value is another indicator of whether or not the house is modest.”
While the exact limits will vary by area, another general rule of thumb is that the land itself cannot be worth more than 30% of the value of the actual home sitting on said property.